Monday, March 30, 2009

Free withdrawals from all ATMs from April 01, 2009

Now there is no need to hustle and sweat it out to locate ATMs of your own Bank. Good news is that you can now use ATM of your choice without shelling out any single penny. This will take effect from 1st April 2009.

Thanks to and RBI directive, much to the relief of comman man, banks have been prevented from charging any fee for cash withdrawals using ATM and Debit Cards issued by other banks from April 01 onwards. However, banks can still charge extra for services like cash withdrawal with the use of Credit Cards and at ATMs located outside India.

Last year on March 10, RBI had come out with guidelines limiting the fee charged by bannks for using their ATMs by clients of the other lenders to Rs.20/-.

Saturday, March 14, 2009

Check the Latest Home Loan Rates here...

Hey here comes a good news for you all who are still waiting for their dream home.

Banks & Housing Finance Companies have finally started reducing the interest rates on housing loans after the economic stimulus package provided to them by the Union government apart from several cuts in key policy rates by the Reserve Bank of India.

As per industry experts although the fall in lending rates is not as significant as cuts in policy rates, still something is always better than nothing. We are also not sure how long this will last. So, let's make the most of what is available at present.

Below is listed some of latest home loan rates for your reference:

1) SBI’s Interest Rates On Housing Loans w.e.f. January 1, 2009 FLOATING RATES LINKED TO SBAR:

a. For Loans Up To Rs 30 lakh For new loans up to Rs 30 lakh sanctioned on or after 01.01.2009, the bank is charging 9.75% pa for loans up to 5 years, 10% for loans above 5 years & up to 15 years, and 10.25% for loans above 15 years & up to 25 years.

b. Loans Above Rs 30 Lakh and up to Rs 75 Lakh

For loans above Rs 30 lakh and up to Rs 75 lakh, the bank is charging 10.25% pa for loans up to 5 years, 10.50% pa for loans above 5 years and up to 15 years, and 10.75% for loans above 15 years & up to 25 years.c. Loans Above Rs 75 Lakh

For loans above Rs 75 lakh, the bank is charging 10.25% pa for loans up to 5 years, 10.50% pa for loans above 5 years and up to 15 years, and 11% for loans above 15 years & up to 25 years.

FIXED RATES - RE-PAYMENT UP TO 10 YEARS (w.e.f. 01.01.2009)

a) For loans up to Rs 30 lakh: 11.25% b) For loans above Rs 30 lakh: 12.25%

Register with http://myviveka.com and Win exciting Prizes.

Hey its' Free......
Just follow the link provided below and get registered. If you are lucky, you have a chance to win some exciting prizes. Hurry up....

http://www.myviveka.com/index.php?act=Reg&CODE=00

Enjoy.....

Tuesday, March 10, 2009

Household Goods to Buy or Sell

So one more interesting stuff about myviveka.com Real Estate Portal is about a complete section on Household Goods Buying and Selling.

I will explain in short about the facilities provided by this site.

From the Household Goods Menu listed at the menubar, you can choose to Sell or Post your requirement to Buy Household goods.
http://myviveka.com

So once you post your ad for selling your goods, it will be immediately displayed in the right side ads under Household Goods - Sell Banner. Thus it will be displayed prominently on the site all the time.
Similarly you can post your requirements to Buy household goods as well under Household Goods-Buy Section.
Even you can search for the people who requires Household goods under Search for Household Goods-Buy section in Search Menu. You can choose the city of your choice and search for them.
If you are looking for Household goods to buy in your city, simply click on Search for Household Goods-Sell and select your city and type of goods you are interested, same will be displayed in the search results with Sellers' Contact No and complete address.

One more thing, just to remind you...this wonderful feature is only available to registered users. So hurry up and Register.....if you are still not a myviveka.com member.
http://www.myviveka.com/index.php?act=Reg&CODE=00

That is enough for today.....will cath you all later....
By the way Happy and Eco-friendly Holi to all....
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